Strategic Lending Personally Designed for You
Trusted Leaders in
Mortgage Solutions
For buyers who value clarity, speed, and certainty from the very first step. The right mortgage isn’t just about rates, it’s about how confidently everything comes together.
Team Trevor works with homebuyers at every stage.
First-time buyers exploring down payment assistance, buyers upgrading to a bigger home while managing both selling and buying at the same time, and borrowers with financial situations that most lenders struggle to handle. Every file gets the same commitment: fast responses, a well-organized approval process, and a closing that stays on track until the end.
Whether it’s a conventional loan, a VA loan, or a scenario that calls for a more creative financing approach, each file is handled with careful attention and 23 years of real-world experience behind it. For borrowers with more complex financial pictures, including self-employed professionals, non-traditional income structures, and high-asset households, Team Trevor brings tailored solutions through Capstone Home Loans.
Awards & Recognition
Washington State Housing Finance Commission
Top Homeownership Producer (2024)
#3 in Washington State for Home Advantage and House Key Opportunity loans; assisted 85 homebuyers.
Top Homeownership Producer (2024)
#1 in Washington State for Home Advantage and House Key Opportunity loans; assisted 64 homebuyers.
Premier Partner (2023)
Premier Partner (2022) Mortgage Executive Magazine
Top 1% Mortgage Originator in America
2019 • 2020 • 2021 • 2022 • 2023• 2024• 2025
Comprehensive Loan Programs for Every Stage
Team Trevor offers a full range of mortgage solutions built around where you are in your homeownership journey and where you want to go. Whether you’re buying a primary residence, financing a second home, or adding to your investment portfolio, the right loan structure makes all the difference.
Options include fixed and adjustable-rate mortgages, interest-only structures, and HELOCs, each selected based on your actual financial goals rather than a one-size-fits-all approach. For buyers and investors with more specific needs, Team Trevor also handles manufactured housing, one-close construction loans, and multi-family property financing.
Homeowners looking to refinance have access to both cash-out and rate-and-term programs, giving them real options to tap into built-up equity or improve monthly cash flow. Through Capstone Home Loans, Team Trevor connects clients with lending solutions designed for both what you need right now and what makes sense long term.
A Lending Experience Built Around You
Choosing the right mortgage professional matters just as much as choosing the right loan. Team Trevor brings 23 years of finance industry experience to every client relationship, delivering honest answers, a process that stays organized, and guidance that fits your actual situation rather than a generic checklist. From the first conversation to closing day, first-time buyers, move-up buyers, and borrowers with more complex scenarios all get the same level of attention, responsiveness, and follow-through.
Personalized Lending Approach
Every borrower has a different financial picture, and Team Trevor takes the time to understand yours before recommending anything. With 23 years of experience across a wide range of loan scenarios, the focus is always on finding the right fit for your situation, whether that means identifying down payment assistance, structuring a loan around complex income, or simply making sure the numbers work for your long-term goals.
Wide Range of Loan Options
Team Trevor works with first-time buyers exploring down payment assistance, investors building out their portfolios, and borrowers with financial profiles that require a more creative approach. Through Capstone Home Loans, that access to a wide range of loan programs means the right solution is rarely out of reach, regardless of how straightforward or complex the scenario is.
Fast and Transparent Process
Team Trevor runs a process built around keeping you informed and moving forward without unnecessary delays. From application to closing, you get straight answers, quick turnarounds, and no last-minute surprises. Every file is handled with the same level of attention and care, so nothing catches you off guard.
Apply Now to Make Your Move.
testimonials
Posted on Google Alex HarmsTrustindex verifies that the original source of the review is Google. ⭐⭐⭐⭐⭐ TREVOR ROBERGE — THE BEST ADVOCATE YOU COULD EVER HAVE Let me say this clearly: Trevor Roberge is the best person you could ever have on your side when trying to buy a home, a business, or any property. From day one, Trevor has been my highest advocate and strongest supporter throughout this entire process. For the past two months, Trevor has answered my calls and emails day and night without hesitation. He never made me feel like a burden, never rushed me, and always took the time to explain everything with patience, clarity, and genuine care. He also has a wonderful, highly competent team behind him that works seamlessly and professionally. Trevor is truly the best at what he does in the entire state. He makes the impossible possible. Because of his dedication, expertise, and relentless effort, my fiancée and I are now in our first home — our dream home. That is something we will be grateful for the rest of our lives. He is dependable, trustworthy, knowledgeable, and deeply committed to his clients. Trevor is not just a mortgage lender — he is a problem solver, a leader, and a man who genuinely cares about the people he helps. God bless Trevor and his entire team. Thank you for everything you have done for us. I will be recommending Trevor to my family and friends for the rest of my life — there is no one better. He got me my dream home, still follows up months later. Has me use his mortgage rate app and his property value app. He is the best. I cannot wait to work with him and refer him to everyone I know!Posted on Google Andrew MakinTrustindex verifies that the original source of the review is Google. Trevor Roberge was efficient and competent throughout our mortgage process. He is exactly what we wanted in a broker and nothing that we didn't. He quickly and honestly assessed our options for home purchasing, and worked with us to qualify for the home purchase price we wanted. He is very familiar with the technical side of things. He was able to incorporate ADU income to help us qualify for our FHA loan, he was knowledgable about the benefits and drawbacks of using Washington State's down payment assistance program. We did not need to convince him that our plan was a good idea, or badger him into exploring all the options. He was very willing and able to submit a non standard situation to underwriting efficiently. His expertise was critical for us to have an efficient home closing process. He did his job extremely well.Posted on Google Sarah PoehlandTrustindex verifies that the original source of the review is Google. Trevor and his team were phenomenal to work with. I was updated every step of the way and they were incredibly patient and responsive with all my questions. I will definitely work with them again. Thank you Team Trevor!Posted on Google Brohn KainaTrustindex verifies that the original source of the review is Google. Trevor was awesome to work with. He has great patience and knowledge he made our experience very easy for first time home buyers i would recommend him and his team to anyone due to our great experience with them.Posted on Google Vinita GraceTrustindex verifies that the original source of the review is Google. Trevor and his team were such a pleasure to work with! Answered questions and guided us through the process. Very knowledgeable about different loan types and helped me decide what would work best for my situation. I will refer him to everyone hands down my loan officer moving forward. Can’t say enough good things about him and his team. Gave me peace of mind each step of the way.Posted on Google Toni AkinTrustindex verifies that the original source of the review is Google. Trevor and his team at capstone were absolutely amazing. Thanks to his team everything went in smoothly and quickly. I would recommend them to anyone.Posted on Google Gerald HatfieldTrustindex verifies that the original source of the review is Google. Man Trevor and his team are amazing very good at communicating and detailed letting us know about everything we need to know in depth it was a total pleasure and honor working with them I would recommend to anyone who is interested in being an homeowner once again thank you Team Trevor and the man himselfPosted on Google Dan The MarineTrustindex verifies that the original source of the review is Google. Trevor and team are second to none. We are first time homebuyers and have been trying to buy for the last few years. If it wasn’t one thing it was another. Denial after denial, little communication from lenders, we were lost and felt defeated. We finally got approved through another lender but my questions were never answered. We also needed help with a down payment, my wife looked up down payment assistance and we found Trevor! From day one, Trevor and team explained every step, every issue, answered every question, and put my mind at ease….well as much as they could during such a stressful period. I will refer Capstone Home Loans and Trevor to anyone that is looking to buy!Posted on Google Dusti LottTrustindex verifies that the original source of the review is Google. I’m a first time homebuyer and it was the most scariest experience of my life. Trevor and his team did everything they could to help it go as smoothly and quickly as possible. They were knowledgeable and passed down that knowledge to me so that I felt safe and comfortable they gave me all of the information and more that I needed. He introduced me to Melissa the Real Estate Agent that was just the frosting on top of this entire experience.
Let’s Start the Conversation
Reach out today to connect with Trevor Roberge and learn how he can help you move closer to your home financing goals. With flexible loan options, personalized guidance, and a commitment to doing things the right way, you’ll have the support needed to turn your plans into reality through his work with Capstone Home Loans.